Mortgage Tools!

VirtualLender.com offers an assortment of tools and calculators to help you determin the best mortgage program for your individual needs..

Mortgage Calculators

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Monthly Loan Payment

Explore the outcome of changes to your loan balance, mortgage term, and interest rate on your Principle & Interest payments.

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Detailed Mortgage

This calculates your amortization schedule and total payments made with various options.

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Mortgage Qualification

Calculates the required income needed to buy the house you want.

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Rent Vs Own

Are you better off buying your home, or should you continue to rent?

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How Much Can I Afford?

Find out how much house you can afford based on a specific payment.

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Prepayment Mortgage Reduction

Save thousands of dollars in interest by increasing your monthly mortgage payment.

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Principal After X Years

Provide the principal balance on your loan after you've made the specified number of payments that you identify.

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Bi-Weekly Mortgage

This calculates how much you will pay over the life of the loan when paying bi-weekly.

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Prepayment Analysis

Find out how much additional principle you will need to pay monthly in order to pay your mortgage off in a specific period of time.